BetaWelcome to the new CPF website! As this is still a work in progress, some features are only available at the main CPF site. Try it and share your views with us!

Scam alert: Please do not share your Singpass details with anyone. CPF officers will never ask for your Singpass ID and password by phone call, email or SMS. Before keying your personal details or Singpass ID/password, always check that the webpage ends with ‘.gov.sg’. 

CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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  • Top Up Retirement Sum Using Cash (For Members)

    This form allows you to make cash top-ups to your own or your loved ones’ Special or Retirement Account under the Retirement Sum Topping-up Scheme. The e-Service may take you 10 minutes to complete.

    Apply Online

  • Top Up Retirement Sum Using CPF (For Members) - CPF transfer to loved ones' RA/SA

    This form allows you to transfer your CPF savings to your loved ones’ Special or Retirement Account under the Retirement Sum Topping-up Scheme. The e-Service may take you 10 minutes to complete.

    Apply Online

  • Top Up Retirement Sum Using CPF (For Members below age 55) - CPF transfer to my SA

    This form allows you to transfer your Ordinary Account savings to your Special Account under the Retirement Sum Topping-up Scheme. The e-Service may take you 5 minutes to complete.

    Apply Online

  • Top Up Retirement Sum Using CPF (For Members age 55 and above) - CPF transfer to my RA

    This form allows you to transfer your Special and/or Ordinary Account savings to your Retirement Account under the Retirement Sum Topping-up Scheme. The e-Service may take you 10 minutes to complete.

    Apply Online

  • Top Up Retirement Sum (For Employers)

    FORM RSS-TP/C

    This form allows employers to make cash top-ups for their employees under the Retirement Sum Topping-up Scheme.

    Apply Online

  • Top Up Retirement Sum Using GIRO

    RSTU/SI and RSTU/GIRO

    This form allows you to make cash top-ups using GIRO under the Retirement Sum Topping-up Scheme.

    Download (PDF, 0.4MB)

  • Terminate GIRO Arrangement Under Retirement Sum Topping-up Scheme

    ​FORM RSTU/T

    This form allows you to terminate your GIRO arrangement under the Retirement Sum Topping-up Scheme. The e-Service may take you about 3 minutes to complete.

    Apply Online

  • Make Cash Refund of CPF Savings Used for Property

    ​FORM HSD/VR

    This form allows you to make a cash refund of your CPF savings used for your property.

    Apply Online

  • Apply for GIRO for Mandatory MediSave Contributions or Voluntary Contributions

    ​FORM GIRO (SE/VC)

    This form allows a Self-Employed Person/ Non Self-Employed Person to apply for GIRO arrangement to make Mandatory and/or Voluntary Contributions for himself or by another person on his behalf.

    Download (PDF, 0.6MB)

    Apply Online

  • Standing Instructions (SI) for Payment of Voluntary Contributions Via GIRO (for Self-Employed Person or Non Self-Employed Person)

    ​FORM SI/VC (via GIRO)

    This form allows a member to make a voluntary contribution to his MediSave (for Self-Employed Person) or three CPF accounts (Ordinary, Special and MediSave) by himself or by another person on his behalf. The e-Service may take 5 minutes to complete.

    Apply Online

  • Terminate Direct Debit/GIRO (Non Self-Employed)

    FORM DDA/GIRO T

    This form allows a non self-employed person to terminate his GIRO arrangement for voluntary contributions. The e-Service may take 5 minutes to complete.

    Apply Online

  • Voluntary Contribution for CPF Member

    FORM VC/1

    This form allows a member to make a voluntary contribution to his MediSave or three CPF accounts (Ordinary, Special and MediSave) by himself or by another person on his behalf. The e-Service may take you 5 minutes to complete.

    Apply Online

  • Application for Withdrawal of Investments under CPF Investment Scheme (With Closure of Investment Account) and/or Discounted Singtel Shares

    FORM INV-Transfer

    This form allows you to withdraw your investments under CPF Investment Scheme (with closure of investment account) and/or Discounted Singtel shares. The e-Service may take you 5 minutes to complete.

    Apply Online

  • Register for CPF/MediSave Contributions as a Self-Employed Person

    ​FORM CPF SE 1A

    This form allows you to register as a Self-Employed Person. The e-Service may take you 5 minutes to complete.

    Apply Online

  • Top-up to 3 CPF Accounts for Self-Employed Person

    FORM CPF SE 2

    This form allows you to make Voluntary Contribution to your 3 CPF accounts as a Self-Employed Person. The e-Service may take you 5 minutes to complete.

    Apply Online

  • Top-up to MediSave Account for Self-Employed Person

    ​FORM CPF SE 3

    This form allows you to make mandatory contributions to your MediSave Account as a Self-Employed Person. The e-Service may take you 5 minutes to complete.

    Apply Online

  • Adjust Self-Employed Contributions

    ​FORM CPF SE 7A

    This form allows you to apply for adjustment of your self-employed contributions. The e-Service may take you 10 minutes to complete.

    Apply Online

  • Deregister Self-Employed Status

    ​FORM CPF SE 8

    This form allows you to deregister as a Self-Employed Person. The e-Service may take you 5 minutes to complete.

    Apply Online

  • Re-activate Existing GIRO Arrangement

    ​FORM CPF SE 19

    This form allows you to re-activate your self-employed contributions GIRO arrangement with the Board.

    Apply Online

  • Refund of CPF/MediSave Contributions by Self-Employed Person

    ​FORM CPF SE 20

    This form allows you to apply for refund of your self-employed contributions. The e-Service may take you 10 minutes to complete.

    Apply Online

  • Appeal for Instalment Payments by Self-Employed Persons

    ​FORM CPF SE APPEAL

    This form allows you to appeal for a GIRO instalment plan for your self-employed contributions. The e-Service may take you 10 minutes to complete.

    Apply Online

  • Declaration of Income as a Self-Employed Person

    Self-Employed Person Income Declaration Form

    This form allows you to declare your income as a Self-Employed Person. The e-Service may take you 10 minutes to complete.

    Apply Online

  • Terminate Direct Debit/GIRO (Self-Employed)

    ​FORM DDA/GIRO T

    This form allows a self-employed person to terminate his GIRO arrangement for Mandatory and/or Voluntary Contributions. The e-Service may take 5 minutes to complete.

    Apply Online

  • Apply for GIRO for Mandatory MediSave Contributions or Voluntary Contributions

    ​FORM GIRO (SE/VC)

    This form allows a Self-Employed Person/ Non Self-Employed Person to apply for GIRO arrangement to make Mandatory and/or Voluntary Contributions for himself or by another person on his behalf.

    Download (PDF, 0.6MB)

    Apply Online

  • Apply for CPF LIFE

    FORM LID-APP(1)

    This form allows you to select your CPF LIFE Plan and join CPF LIFE. The e-Service may take you 5 minutes to complete.

    Apply Online

  • Apply to Increase CPF LIFE Premium

    ​FORM LID-APP(1A)

    This form allows you to increase your CPF LIFE premium. The e-Service may take you 5 minutes to complete.

    Apply Online

  • Apply to Start CPF LIFE Payout

    ​​FORM LID-DE2

    This form allows you to start receiving your CPF LIFE monthly payout if you have previously deferred your payout. The e-Service may take you 3 minutes to complete.

    Apply Online

  • Apply to Defer CPF LIFE Payout

    ​FORM LID-DE1

    This form allows you to defer your CPF LIFE monthly payout. The e-Service may take you 3 minutes to complete.

    Apply Online

  • Start Monthly Payouts and Change Bank Details under CPF Retirement Sum Scheme

    FORM RSS30

    This form allows you to start your monthly payouts under CPF Retirement Sum Scheme. The e-Service may take you 5 minutes to complete.

    Apply Online

  • Withdraw for immediate retirement needs

    RWD-R55/e-Form

    This form allows you to apply to make retirement withdrawals for immediate cash needs, and receive payment via PayNow almost instantly, or via Interbank GIRO. The e-Service may take you 15 minutes to complete.

    To receive payment via PayNow, please ensure that you have registered for PayNow and linked your bank account to your Singapore NRIC via your bank’s existing internet banking platform or mobile banking application.

    Apply Online

  • Change Bank Details (For Withdrawal on Retirement or Reduced Life Expectancy)

    FORM RWD78A

    This form allows you to change your bank account details for:
    - Withdrawals of CPF savings from age 55;
    - Withdrawals of Housing Refund from sale/transfer of property;
    - Monthly payouts;
    - Silver Housing Bonus Scheme;
    - Lease Buyback Scheme; and
    - Withdrawals of CPF savings on Reduced Life Expectancy.

    The e-Service may take you 3 minutes to complete.

    Apply Online

  • Withdraw my CPF on Reduced Life Expectancy due to medical conditions and Claim Home Protection Scheme Benefit

    This form allows you to apply to withdraw some of your CPF savings earlier if you have a reduced life expectancy due to a medical condition, and claim Home Protection Scheme Benefit. The e-Service may take you 10 minutes to complete.

    Apply Online

 


  • Application to Commence Monthly CPF Deduction for Housing Loan of HDB Flat Financed with Bank Loan

    ​FORM HBL/3

    This form allows you to commence your monthly CPF deduction for the housing loan of your HDB flat financed with bank loan.

    Apply Online

  • Application to Use CPF Savings for Partial/Full Repayment of Housing Loan or Revision/Cessation of Monthly CPF Deduction of HDB Flat Financed with Bank Loan

    FORM HBL/4

    This form allows you to use your CPF savings for partial/full repayment of the housing loan or revise/cease your monthly CPF deduction for your HDB flat financed with bank loan.

    Apply Online

  • Pay Housing Loan and/or Commence/Revise/Cease Monthly Instalment

    PPS FORM 4B

    This form allows you to use your CPF savings for partial/full repayment of the housing loan or revise/cease your monthly CPF deduction for your private property. The e-Service may take you 5 minutes to complete.

    Apply Online

  • Application for Exemption from Home Protection Scheme (HPS)

    ​FORM HPS/2

    This form allows you to apply to be exempted from HPS with your private insurance policies. The e-Service may take you 10 minutes to complete.

    Apply Online

  • Apply for/Adjust HPS Cover

    ​FORM HPS/45  

    This form allows you to apply for a new HPS cover or adjust your existing HPS cover. The e-Service may take you 5 minutes to complete.

    Apply Online

  • Termination of Home Protection Scheme Cover

    FORM HPS/45A

    This form allows you to apply to terminate your HPS cover. The e-Service may take you 5 minutes to complete.

    Apply Online

  • Pay HPS Premium Shortfall

    ​FORM HPS/7

    This form allows you to top up your CPF Ordinary Account (OA) to pay your HPS premium. The e-Service may take you 5 minutes to complete.

    Apply Online

  • Authorise the Use of Ordinary Account Savings for Insured’s HPS Premium

    FORM HPS/7FM

    This form allows you to authorise the Board to deduct your OA to pay the HPS premium of your spouse/parent/child/sibling, if the insured’s OA is insufficient for his/her premium payment.  The e-Service may take you 5 minutes to complete.

    Apply Online

  • Claim for Home Protection Scheme Benefit (Medical Grounds)

    FORM HPS/IC​

    This form allows you to file a claim under the Home Protection Scheme on medical grounds. The e-Service may take you 10 minutes to complete.

    Apply Online

  • Claim for Home Protection Scheme Benefit (Death)

    ​FORM HPS/D

    This form allows you to file a claim under the Home Protection Scheme on death ground. The e-Service may take you 10 minutes to complete.

    Apply Online

  • Top Up to My/My Loved One's MediSave Account using CPF

    This form allows you to top up to your own or your dependants’ MediSave Account for payment of MediShield Life premium. The e-Service may take you 5 minutes to complete.

    Apply Online

  • Change of Payer for MediShield Life Cover

    This form allows you to pay your and/or your dependant's MediShield Life premiums using your MediSave Account. Your dependant must be your family member. The e-Service may take you 10 minutes to complete.

    Apply Online

  • Stop Premium Payment for Dependant(s)' MediShield Life Cover

    This form allows you to stop premium payment for your dependant(s)’ MediShield Life cover. The e-Service may take you 10 minutes to complete.

    Apply Online

  • MediShield Life and CareShield Life Health Declaration for Permanent Resident Applicant

    ​MCLHD

    This form allows Permanent Resident Applicants to declare their health status for the administration of the MediShield Life Scheme. The e-Service may take 10 minutes to complete.

    Apply Online

  • Suspension of MediShield Life Premium Collection

    This form allows you to apply for Suspension of MediShield Life Premium Collection if you meet all the eligibility criteria stated in the form.

    Apply Online

  • Application for Online Nomination

    ​This online nomination allows you to nominate your loved ones to receive your CPF savings in cash and authorises the CPF Board to disclose your CPF information upon your death. The e-Service may take 10 minutes to complete.

    Apply Online

  • Application to Withdraw Deceased Member's CPF

    ​FORM CPF-D(1)

    This form allows nominee to apply for withdrawal of deceased member’s CPF savings. The e-Service may take 10 minutes to complete.

    Apply Online

  • Application to Withdraw CPF on Ground of Leaving Singapore and West Malaysia Permanently

    ​FORM CPF-LM

    This form allows CPF members leaving Singapore and West Malaysia permanently to apply for the withdrawal of their CPF savings.

    Download (PDF, 1.4MB)

  • Application to Withdraw CPF on Ground of Leaving Singapore and West Malaysia Permanently (Child)

    FORM CPF-LM(C)

    This form allows the parent/legal guardian of a CPF member below 21 years of age and leaving Singapore and West Malaysia permanently to apply for the withdrawal of the member’s CPF savings.

    Download (PDF, 1.3MB)

  • Application to Withdraw CPF by Malaysians Residing in West Malaysia

    ​FORM CPF-MC

    This form allows Malaysians residing in West Malaysia to apply for the withdrawal of their CPF savings.

    Download (PDF, 1.4MB)

  • Application to Withdraw CPF by Malaysians Residing in West Malaysia (Child)

    FORM CPF-MC(C)

    This form allows the parent/legal guardian of a Malaysian CPF member below 21 years of age and residing in West Malaysia to apply for the withdrawal of the member’s CPF savings on medical grounds.

    Download (PDF, 1.2MB)

  • Change Payment Details (For Withdrawal on Non-Retirement Grounds)

    ​FORM WSD78A

    This form allows you to change your payment details as a:
    Nominee applying to withdraw a deceased member’s CPF savings; or
    Member leaving/who has left Singapore permanently.

    Download (PDF, 0.8MB)

  • Update Contact Information

    This form allows a member to update his contact information and/or salutation that is registered with the CPF Board.

    Apply Online

  • Instruction to Transfer Discounted Singtel Shares (Division of Matrimonial Assets)

    ​FORM INV/DMA-SDS

    This form allows you to transfer your Discounted Singtel Shares from your CPF account to your ex-spouse’s CPF account under Division of Matrimonial Assets. The e-Service may take you 5 minutes to complete.

    Apply Online

  • Instruction to Transfer Sale Proceeds (Division of Matrimonial Assets)

    ​FORM INV/DMA-SP

    This form allows you to transfer your CPF investment sale proceeds from your CPF account to your ex-spouse’s CPF account under Division of Matrimonial Assets. The e-Service may take you 5 minutes to complete.

    Apply Online

  • Use CPF Savings for Education Loan Scheme

    ​FORM AES/F1

    This form allows you to apply to use CPF savings to pay for your tertiary education. The e-Service may take you 5 minutes to complete.

    Apply Online

  • Revoke the Use of CPF Savings for CPF Education Loan Scheme

    ​FORM AES/F3

    This form allows you to revoke the authorisation for use of your CPF savings for education. The e-Service may take you 3 minutes to complete.

    Apply Online

  • Repay CPF Education Loan By Cheque

    ​FORM AES/F7

    This form allows you to make repayment for your outstanding education loan. The e-Service may take you 5 minutes to complete.

    Apply Online

  • Apply to Defer Repayment under CPF Education Loan Scheme

    ​FORM AES/D1

    This form allows you to defer your education loan repayment. The e-Service may take you 10 minutes to complete.

    Apply Online

  • Apply for Waiver of Repayment Of CPF Savings Withdrawn Under The CPF Education Loan Scheme

    ​FORM AES/W1

    This form allows you to apply to waive the education loan repayment. The e-Service may take you 5 minutes to complete.

    Apply Online

  • Repay Education Loan Using GIRO

    FORM ​EDN/GIRO

    This form allows you to apply for GIRO arrangement for your monthly education repayment.

    Download (PDF, 0.5MB)

    Apply Online