Retirement Income

Withdraw CPF due to reduced life expectancy and claim life insurance

Use this service if you have been certified to either have a reduced life expectancy due to a medical condition, or a total permanent disability.

This form allows you to make a CPF withdrawal and multiple insurance claims within a single application. You can:

  • Withdraw some of your CPF savings. Criteria apply.
  • Claim insurance benefits under the Home Protection Scheme. 
  • Claim insurance benefits under the Dependants' Protection Scheme. We will inform the insurer, Great Eastern Life, to process your claim.

Important notes:

  • To make a Dependants' Protection Scheme claim without also making a Home Protection Scheme claim or applying for a withdrawal, use the Great Eastern Life website.
  • Before you begin, ensure that you have updated your contact details and bank account in Account settings. Please note that bank account is only required for CPF savings withdrawal.

Criteria apply

Members with a reduced life expectancy due to a medical condition, as certified by an accredited doctor (from public hospitals, polyclinics or a specialist) can withdraw some of their CPF savings. Severe medical conditions that cause members to be permanently unfit for work or to lack mental capacity permanently can also be considered.

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