Retirement Income

Withdraw CPF due to reduced life expectancy and claim life insurance

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Use this service if you have been certified to either have a reduced life expectancy due to a medical condition, or a total permanent disability.

This form allows you to make a CPF withdrawal and multiple insurance claims within a single application. You can:

  • Withdraw some of your CPF savings. Criteria apply.
  • Claim insurance benefits under the Home Protection Scheme. 
  • Claim insurance benefits under the Dependants' Protection Scheme. We will inform the insurer, Great Eastern Life, to process your claim.

Important notes:

  • You need to download the form “Medical Assessment Report” for your doctor to complete upon submission of this application.
  • To make a Dependants' Protection Scheme claim without also making a Home Protection Scheme claim or applying for a withdrawal, use the Great Eastern Life website.
  • Before you begin, ensure that you have updated your contact details.  
  • If you are applying to withdraw CPF, ensure that you have registered a bank account in Account settings. Find out how to link a new bank account to PayNow via your NRIC number to receive withdrawals via PayNow, or update to a different bank account via Account settings to receive withdrawals via InterBank GIRO. You can expect to receive the savings in your registered bank account within three working days after your application is approved.

Criteria apply

Members with a reduced life expectancy due to a medical condition, as certified by an accredited doctor (from public hospitals, polyclinics or a specialist) can withdraw some of their CPF savings. Severe medical conditions that cause members to be permanently unfit for work or to lack mental capacity permanently can also be considered.

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