Scheduled Maintenance: CPF digital services will not be available on 26 Mar 2023, from 12am to 8am.
You have been inactive for a while. Would you like to log out or continue?
View page in mobile app
We recommend viewing this page in the CPF Mobile app. Download the app?
Your page is loading.
One moment please.
To help boost retirement savings, the Government pays extra interest on the first $60,000 of your combined balances, which is capped at $20,000 for Ordinary Account (OA).
The extra interest earned on your OA savings will go into your Special Account (SA) or Retirement Account (RA) to enhance your retirement savings.
If you’re participating in the CPF LIFE scheme, you will still earn the extra interest on your combined CPF balances, including savings used for CPF LIFE.
Here are the interest rates your savings could earn across your CPF accounts.
Your CPF savings are invested in Special Singapore Government Securities (SSGS) which are guaranteed by the Government. SSGS are non-tradable bonds issued specifically to the CPF Board for the investment of CPF savings.
This ensures that CPF savings are safe, regardless of financial market conditions. The coupon rates which these SSGS earn for the CPF Board match the interest rates that you’ll receive.