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Updates on 20 Apr 2021

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An elderly couple spending time with their grandchild in a living room setting

Old man and woman holding hands, taking a stroll

Impact of inflation on living expenses

Escalating Plan

Increasing payouts

If you’re worried about things being more expensive in the years ahead, the Escalating Plan is suitable for you. With payouts that increase by 2% a year for life, the Escalating Plan can generally help you keep your lifestyle even as prices of items increase.

Standard Plan

Level payouts

If you prefer to keep within a fixed budget, the Standard Plan offers a level monthly payout. However, this can mean that you’ll have to lower your lifestyle to buy less as things get more expensive in the years ahead.

Basic Plan

Progressively lower payouts

If you can lower your lifestyle to buy even lesser with progressively lower payouts in the future when your CPF balances fall below $60,000, then the legacy Basic Plan is good enough.

Managing payouts

Increasing payouts

Updating your preferences