BetaWelcome to the new CPF website! As this is still a work in progress, some features are only available at the main CPF site. Try it and share your views with us!

Scam alert: Please do not share your Singpass details with anyone. CPF officers will never ask for your Singpass ID and password by phone call, email or SMS. Before keying your personal details or Singpass ID/password, always check that the webpage ends with ‘.gov.sg’. 

CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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Updates on 20 Apr 2021

Added new section for home page under banner.


Do you need supplementary coverage?

Things to consider



IP vs MediShield Life

When deciding on a health insurance coverage, make sure you understand the differences in coverage, premiums, and claim limits.

More information (PDF, 0.1MB)

Long-term costs of getting of an Integrated Shield Plan (IP) vs MediShield Life (MSL)

IPs offers additional benefits on top of that provided by MSL. However, IPs also cost more at higher tiers of coverage and as you age. Here is an illustration of average cumulative costs of IPs across various plan types against MSL payable by MediSave:

Comparison of MediSave Expenses for various plan type.png

IPs offers additional benefits on top of that provided by MSL. However, IPs also cost more at higher tiers of coverage and as you age. Here is an illustration of average cumulative costs of IPs across various plan types against MSL payable by MediSave:

Plan Type By Age 25 By Age 65 By Age 85
B1 0 0 $5253
A 0 $650 $30,325
Private 0 $23,105 $121,210

2/3 of patients choose B2 or C class wards when they are admitted to a hospital. When choosing your plan, you should consider if it is suitable for your healthcare needs and expenses, and whether you can afford the cash top-ups for premiums, especially at old age. 

 

Premiums increase with age, with greater increase for IP premiums compared to MSHL premium; This means higher cash top-ups is required to maintain IP coverage as you age. 



Things to think about



Coverages across different insurers

When deciding on a supplement plan, make sure you understand the differences in coverage, premiums, and claim limits.

More information