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Healthcare needs of different family generations covered by MediShield Life
About
What you need to know about MediShield Life
Lifelong coverage

With MediShield Life, you’ll remain covered for life, regardless of your age or health condition.

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Better protection

MediShield Life helps you pay for large medical bills. This means you use less MediSave or cash, especially for B2 and C ward types.

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Eligibility
Who’s covered under MediShield Life

All Singapore Citizens and Permanent Residents are automatically covered.

Benefits
Three ways MediShield Life protects you
Hospitalisation or day surgery

Reduce your cash expense for large hospital bills.

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Outpatient treatment

Including expensive, recurring outpatient treatments, such as kidney dialysis, cancer drugs, and radiotherapy.

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Long-term care

You’re covered for costs incurred in community hospitals and inpatient palliative care services.

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How payouts work

A MediShield Life payout will be used to offset part of your bill. The remaining amount can be paid by MediSave (up to certain limits) and/or cash.

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Premiums
Paying for your MediShield Life
Learn more
A man paying for his MediShield Life premiums using MediSave
How you can pay premiums

You can fully pay your annual premiums using your MediSave, or a family member’s. Play your part in supporting our nation’s healthcare costs sustainably.

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How the Government supports your premium payment

To keep premiums affordable and ensure that everyone can remain covered, the Government provides significant subsidies and support.

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MediShield Life coverage and premiums details

The 'Coverage and premium details' section on the Healthcare dashboard provides personalised information on your MediShield Life coverage, premiums, and applicable subsidies. 

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Supplements
Integrated Shield Plan

The Integrated Shield Plan combines MediShield Life with an additional private insurance coverage component provided by a private insurer.

 

Find out what you should consider when choosing your coverage.

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