A Singapore Government Agency Website
Matched Medisave Scheme eligibility

Find out if you are eligible via your Healthcare Dashboard. We will also be notifying eligible members via email or post between January to February. If you are eligible and would like to make your cash top-up(s), please proceed using this form.

Dollar-to-dollar matching grant
Dollar-for-dollar matching grant to MediSave Account
  • Eligible members receive a dollar-to-dollar matching grant (up to $1,000 per year) in your MediSave Account (MA) when you/your loved ones make a cash top-up to your MA.
  • MA savings can be used to pay for hospitalisation and day surgery expenses, as well as approved outpatient treatments and insurance premiums, e.g. for MediShield Life and CareShield Life.
  • Earn risk-free interest rates on your top-ups and matching grants.
  • Cash top-ups which attract matching grant will not be eligible for tax relief.
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Eligibility
Who is eligible and how can I check my eligibility?
Eligibility

You are eligible for the Matched MediSave Scheme if you meet the criteria. 

  • Singapore Citizen only
  • Age 55 to 70 (both inclusive) as of 31st December of the assessment year
  • MA savings are less than half of current Basic Healthcare Sum (BHS)
  • Average monthly income is not more than $4,000
  • Annual value of residence is not more than $21,000
  • Own not more than one property
  • If you are a self-employed person, you must have an active GIRO arrangement with CPF Board to settle your MediSave payable via monthly instalments or have fully settled your MediSave payable*

*If you derived self-employed income from platform work prior to 2025, the above also applies to you.

 

CPF Board will notify you at the beginning of each year if you qualify. No application is needed. You can check your eligibility and matching grant information via your Healthcare Dashboard.

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Topping up
How to make cash top-ups to receive the matching grant?
Who can top up?

Anyone such as yourself, your loved ones, employers, platform operators or community partners, can make cash top-ups to your MA for you to benefit from the Matched MediSave Scheme. 

 

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How much to top up?

The top-up can be any amount up to your applicable BHS. The top-ups can be in a lump sum or may be multiple top-ups throughout the year. However, the matching grant is up to $1,000 a year.

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How to top up?

Make cash top-ups to MA anytime in the year. Cash top-ups which attract the matching grant will not be eligible for tax relief. Find out more about topping up to MA.

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Make a top-up now
Matching grant
When will the MMSS-eligible recipient receive the matching grant?

The matching grant* from the cash top-ups will be credited to the MA of the MMSS-eligible recipient at the beginning of the following year. 

 

*To receive the matching grant, the MMSS-eligible recipient must be a Singapore Citizen at the time of crediting, and if self-employed, he/she must have an active GIRO arrangement with CPF Board to settle his/her MediSave payable via monthly instalments or have fully settled his/her MediSave payable.

More info
Matched MediSave Scheme vs Matched Retirement Savings Scheme

Find out more about the different ways to double top-ups to retirement and MediSave savings with matching grants: 

 

2 ways to boost your CPF savings with matching grants

FAQs
Common questions