BetaWelcome to the new CPF website! As this is still a work in progress, some features are only available at the main CPF site. Try it and share your views with us!

Scam alert: Please do not share your Singpass details with anyone. CPF officers will never ask for your Singpass ID and password by phone call, email or SMS. Before keying your personal details or Singpass ID/password, always check that the webpage ends with ‘.gov.sg’. 

CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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How much you contribute depends on age

Depending on your age, CPF contribution rates can range from 12.5% to 37% of your monthly wages. 

Employee’s age (years)
Contribution rates from 1 January 2016
(for monthly wages > $750)
By employer (% of wage)  By employee (% of wage) Total (% of wage)
55 and below 17  20 37
Above 55 to 60 13  13 26
Above 60 to 65 7.5 16.5
Above 65 7.5
5
12.5










Using your OA savings​ 



Using your MA savings



Using your RA savings​ 




Housing monetisation