Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available from 26 Nov 2022, 10pm to 27 Nov 2022, 7am.

Maintenance: CPF digital services are not available on 22 Nov 2022 from 12.30pm to 2.30pm. You may access CPF Mobile app.

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Money bag showing the usages of the four CPF accounts.

How much you contribute depends on age

Depending on your age, CPF contribution rates can range from 12.5% to 37% of your monthly wages. 

Employee’s age (years)
Contribution rates from 1 January 2022
(for monthly wages > $750)
By employer (% of wage)  By employee (% of wage) Total (% of wage)
55 and below 17  20 37
Above 55 to 60 14  14 28
Above 60 to 65 10  8.5 18.5
Above 65 to 70 8 6 14
Above 70 7.5

Money bags showing effect of compound interest.

Using your OA savings​ 

Using your MA savings

Using your RA savings​ 

Housing monetisation