Retirement isn't one number. It depends on the life you picture. Here's what four different lifestyles typically cost, based on how Singaporean retirees actually spend today.
Monthly spending figures are illustrative, based on the Institute of Policy Studies Retiree Profiles study (2026), which examined how Singaporean retirees across different income groups actually spend. Your own costs will vary based on lifestyle, health, and housing.
Figures are illustrative, based on the Ordinary Account rate of 2.5% and the Special Account rate of 4% per year. Savings transferred to your Special Account move to your Retirement Account at age 55 and continue earning interest towards your monthly payouts. Actual returns will vary if prevailing CPF interest rates change.
You don’t have to figure it out alone. Run your ideal monthly payout in the enhanced Retirement Payout Planner and receive personalised strategies to get to your goal.
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Bring your future into focus with a café-inspired take on retirement planning. Explore interactive zones, collect charms, picture your dream retirement, and leave with practical tips you can use straight away.