Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available on 29 Jan 2023, from 12am to 5am.

Message from GovTech: Some users may be experiencing difficulties accessing digital services with Singpass. We are working to resolve the issue. We apologise for any inconvenience caused, and will provide updates in due course.

A Singapore Government Agency Website
Central Provident Fund Board logo
Who we are Tools and services Infohub
You are at
my cpf

Account balances, dashboards, statements, and more.
CPF overview
Growing your savings
Retirement income
Home ownership
Healthcare financing
Account services
Who we are
Tools and services
Infohub
e-Cashier
FAQs
Calculators
Forms
Main menu

my cpf

my cpf Home
My dashboards
My statements
My requests
My activities
My mailbox
my cpf

My dashboards

Retirement
Home ownership
Healthcare
Providing for your loved ones
Self-employment
Investment
Education
Child
my cpf

My statements

Contribution history
Transaction history
Yearly Statement of Account
Main menu

CPF overview

Learn more
Main menu

Growing your savings

Learn more
CPF contributions
More ways to save
Investments and interest
Government support
Growing your savings

CPF contributions

Employees
Self-employed persons
Growing your savings

More ways to save

Retirement top-ups and transfers
Matching grant for seniors
Voluntary housing refunds
MediSave top-ups
Growing your savings

Investments and interest

Investing your CPF
CPF interest rates
Growing your savings

Government support

Lower-wage workers
Main menu

Retirement income

Learn more
Monthly payouts
Retirement withdrawals
Government support
Retirement income

Monthly payouts

CPF LIFE
Other payouts
Retirement income

Retirement withdrawals

For immediate needs
For reduced life expectancy
Retirement income

Government support

Silver Support Scheme
Main menu

Home ownership

Learn more
Using CPF for housing
Protecting against losing your home
Planning your housing journey
Main menu

Healthcare financing

Learn more
Using MediSave
MediShield Life
Supplementary coverage
ElderShield
CareShield Life
Main menu

Account services

Learn more
Your account information
Providing for your loved ones
Account closure
Account services

Your account information

View your account balances
Update your contact preferences
Account services

Providing for your loved ones

CPF nomination
Insuring to protect your dependants
Account services

Account closure

When you pass away
When you leave Singapore

Your page is loading.
One moment please.

Eligibility

Leaving permanently

Leaving Singapore and West Malaysia permanently

If you’re leaving or have left Singapore and West Malaysia with no intention of coming back to live or work, you should close your CPF account now and withdraw your savings in full.

Malaysian leaving Singapore permanently for West Malaysia

There are different requirements for Malaysian citizens who are leaving or have left Singapore permanently to reside in West Malaysia. Find out how to close your CPF account and withdraw your CPF savings in full.

Learn more
Things to note

What happens when you close your CPF account

Understand the impact on your savings and other policies when you close your CPF account.

1
CPF investments under Ordinary Account (CPFIS-OA)

We will inform the agent bank to close your CPF Investment Account. The agent bank will contact you for the withdrawal of your investments and cash balance (if any) in your CPF Investment Account. Your investments will be transferred* to your own name and you may thereafter liquidate them as you wish and have the sale proceeds paid to you directly.

 

*Central Depository (Pte) Ltd (“CDP”) imposes a transfer fee of $10.80 (inclusive of GST) for every share counter transferred from your CPF Investment Account to your CDP Account.

2
CPF investments under Special Account (CPFIS-SA)

We will inform your product provider(s) to transfer your investments to your own name and you may thereafter liquidate them as you wish and have the sale proceeds paid to you directly.

3
Withdrawal of discounted Singtel shares

If you have discounted Singtel shares, you must sell them before your CPF account can be closed.

 

Alternatively, you can transfer the discounted Singtel shares to your securities account with The Central Depository (Pte) Ltd. For transfer, you will have to provide us with your securities account number when you submit your withdrawal application form.

4
Termination of CPF LIFE plan

If you’re currently covered under CPF LIFE, your policy will be terminated and the unused premium refunded. If you wish to retain your policy, please contact the CPF Board. 

5
Unpaid tax and premiums

If your tax or MediShield Life premiums are overdue and unpaid, the Inland Revenue Authority of Singapore (IRAS) may appoint the CPF Board to recover the unpaid amount from the CPF savings you’re withdrawing. IRAS will send an agent appointment notice to inform you that the CPF Board will pay the amount to IRAS to settle your unpaid taxes, MediShield Life premiums, or both.

6
Returning to Singapore as a Singapore Citizen or Singapore Permanent Resident

If you return to Singapore as a Citizen or Singapore Permanent Resident, you must refund the amount withdrawn plus any accrued interest to your CPF account.

Application

Close your CPF account and withdraw your savings

If you are in Singapore, make an appointment to visit the CPF Service Centre. If you are overseas, choose an application form that is suitable for your circumstances and send your application by post. 

For members leaving Singapore and West Malaysia permanently

If you're overseas, complete an application form and send it in by post. Your application must be witnessed and certified true by an official from a Singapore Overseas mission, with the official seal/stamp duly affixed.

Documents you'll need (PDF, 128KB) Complete the form (PDF, 393KB)

Alternative channels to submit (PDF, 212KB)

 

For Malaysians leaving Singapore permanently for West Malaysia

If you're a Malaysian citizen who is leaving or have left Singapore permanently to reside in West Malaysia, close your CPF account and withdraw your CPF savings in full.

Apply here

Visit the CPF Service Centre

Complete the process of closing your CPF account in person at the CPF Service Centre.

Make an appointment
Resources

Need more information?

FAQs

Common questions