How your CPF's been adding up
These are illustrative examples based on typical CPF contribution rates. Your actual balance may differ.
Figures are illustrative and based on the following assumptions: Mei started working at 22 on a salary of $3,800 per month (MOM median gross starting salary for fresh graduates), with annual wage growth of 3.5%. She purchased her 4-room BTO with her husband at 32 at a cost of $400,000. Balances and interest reflect OA and SA only and exclude MediSave. Actual balances will vary based on individual salary history and CPF usage.
Grow your savings
Now imagine giving your savings a nudge
All figures are illustrative and approximate, based on the CPF Special Account floor interest rate of 4% per annum. Actual returns may be higher as these figures do not include the additional 1% interest paid on the first $60,000 of combined CPF balances.
Retirement Payout Planner
Skip the guesswork. Get your numbers
Use the Retirement Payout Planner to get your projected monthly retirement payouts, set a goal, and receive personalised suggestions to close the gap.
Take it further
Don't let steady returns slip past you
Helpful reads
Start with the basics
How they did it
Save for your future without giving up the things you love
Sakura from Dare to Finance shares the budgeting habits that changed how she manages money as a young adult.
Ready for Life Festival
Your retirement, made to order
Bring your future into focus with a café-inspired take on retirement planning. Explore interactive zones, collect charms, picture your dream retirement, and leave with practical tips you can use straight away.
