Scheduled Maintenance: CPF digital services will not be available on 4 June 2023 from 12am to 8am.

A Singapore Government Agency Website
Central Provident Fund Board logo
Who we are Tools and services Infohub
You are at
my cpf

Account balances, dashboards, statements, and more.
CPF overview
Growing your savings
Retirement income
Home ownership
Healthcare financing
Account services
Who we are
Tools and services
Infohub
e-Cashier
FAQs
Calculators
Forms
Main menu

my cpf

my cpf Home
My dashboards
My statements
My requests
My activities
My mailbox
my cpf

My dashboards

Retirement
Home ownership
Healthcare
Providing for your loved ones
Self-employment
Investment
Education
Child
my cpf

My statements

Contribution history
Transaction history
Yearly Statement of Account
Main menu

CPF overview

Find out more
Main menu

Growing your savings

Find out more
CPF contributions
More ways to save
Investments and interest
Government support
Growing your savings

CPF contributions

Employees
Self-employed persons
Growing your savings

More ways to save

Retirement top-ups and transfers
Matching grant for seniors
Voluntary housing refunds
MediSave top-ups
Growing your savings

Investments and interest

Investing your CPF
CPF interest rates
Growing your savings

Government support

Workfare Income Supplement
Main menu

Retirement income

Find out more
Monthly payouts
Retirement withdrawals
Government support
Retirement income

Monthly payouts

CPF LIFE
Other payouts
Retirement income

Retirement withdrawals

For immediate needs
For reduced life expectancy
Retirement income

Government support

Silver Support Scheme
Main menu

Home ownership

Find out more
Using CPF for housing
Protecting against losing your home
Planning your housing journey
Main menu

Healthcare financing

Find out more
Using MediSave
MediShield Life
Supplementary coverage
ElderShield
CareShield Life
Main menu

Account services

Find out more
Your account information
Providing for your loved ones
Account closure
Account services

Your account information

View your account balances
Update your contact preferences
Account services

Providing for your loved ones

CPF nomination
Insuring to protect your dependants
Account services

Account closure

When you pass away
When you leave Singapore

Your page is loading.
One moment please.

Eligibility

Who can you use your MediSave for?

Caring for yourself and your loved ones

Besides paying for your own medical expenses, some schemes also allow you to use your MediSave for your approved dependants' medical expenses. 

 

Approved dependants refer to any of the following:

  • Spouse
  • Parent
  • Grandparent
  • Sibling
  • Child

They can be of any nationality, except for grandparents and siblings, who must be Singapore Citizens or Permanent Residents.

Benefits

Hospitalisation or day surgery

There are several types of hospitalisation and day surgery expenses that you can pay for using your MediSave.     

 

Hospitalisation

For hospitalisation

You can use up to  $550 per day for the first two days; $400 per day thereafter, for inpatient hospital charges, which include daily ward charges, daily treatment fees, investigations, and medicines.

 

Pay with: Your own or approved dependants’ MediSave

 

You can use up to  $550 per day for the first two days; $150 per day thereafter; up to a maximum of $5,000 per year for inpatient psychiatric treatment*.

 

*The MediSave withdrawal limit remains as $150 per day, up to $5,000 per annum for psychiatric treatment at IMH

     

Pay with: Your own or approved dependants’ MediSave

For day surgery

You can use up to $300 per day for hospital charges for day surgery, which include daily ward charges, daily treatment fees, investigations, and medicines.

 

Pay with: Your own or approved dependants’ MediSave

For surgery

You can use between $250 and $7,550, depending on the complexity of the surgery. The withdrawal limits are based on a fixed limit from the Table of Surgical Procedures (TOSP).

 

Pay with: Your own or approved dependants’ MediSave

Learn more

Table of Surgical Procedures (TOSP)

Click on the link to view an exhaustive list of procedures with table ranking 1A to 7C, for which MediSave can be used for. 

Learn more (PDF, 1.3MB)

Table

A

B

C

1

$250

$350

$450

2

$600

$750

$950

3

$1,250

$1,550

$1,850

4

$2,150

$2,600

$2,850

5

$3,150

$3,550

$3,950

6

$4,650

$5,150

$5,650

7

$6,200

$6,900

$7,550

MediSave Maternity Package (MMP)

MediSave can be used for pre-delivery and delivery expenses.

Pay with: Self and spouse’s MediSave

Hospital charges

You can use up to $550 per day for the first two days of hospitalisation, $400 per day thereafter, for inpatient hospital charges, which includes daily ward charges, daily treatment fees, investigations, and medicines.

 

Delivery procedures

You can use up to: 

  • $750 for a natural delivery
  • $2,150 for a caesarean delivery
  • $2,600 for a complicated caesarean delivery     
Pre-delivery expenses

You can use up to $900 for pre-delivery expenses, including consultations, ultrasounds, tests, and medications.

 

To claim pre-delivery expenses from MediSave, present the bills incurred for pre-delivery medical care to the hospital where your baby was delivered.

MediSave Grant for Newborns (MGN)

The MGN helps to provide parents with greater peace of mind and support for their children's healthcare needs.

Pay with: Self and spouse’s MediSave

How it can help

All Singapore Citizen newborns1 qualify for the MediSave Grant for Newborns of $4,000. A CPF MediSave account will be opened for each newborn, and the grant will be credited automatically.

 

This helps parents manage their child's healthcare expenses, such as MediShield Life premiums, recommended childhood vaccinations, hospitalisation, and approved outpatient treatments.

1 If the child is not a Singapore Citizen at birth, the MGN amount will depend on the date that the child becomes a Singapore citizen.

Application

Learn how to authorise the use of your MediSave or get reimbursed

Using MediSave to pay for your medical fees

Firstly, inform the medical institution that you would like to use your MediSave. Then, follow the required process.

How to apply
Getting reimbursed for your medical expenses

Have you already paid and are looking to be reimbursed? Find out how to make a claim. 

Learn more
FAQs

Common questions