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Overview
2 ways to boost your CPF savings with matching grants

Take advantage of CPF’s stable interest rates by topping up to your CPF in cash. Double your cash top-ups to Special, Retirement and MediSave Account through dollar-for-dollar matching grants by the government.

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Matching grant for retirement savings

Matching grant for MediSave (from 1 Jan 2026)

What are the top-ups and matching grant used for?

Boost monthly payouts in retirement

Payment of approved healthcare insurance premiums (e.g. MediShield Life and CareShield Life) and approved medical treatments

Grant goes to 

Retirement/Special Account (RA/SA)

MediSave Account (MA)

How much grant can I receive?

Up to $2,000 per year, with a lifetime limit of $20,000

Up to $1,000 per year
How can eligible members receive the matching grant? Make cash top-up to RA/SA Make cash top-up to MA
Where to check eligibility Go to Retirement dashboard Go to Healthcare dashboard

How to top up

 Make a retirement savings top-up Make a MediSave top-up

Where to find out more

 Matched Retirement Savings Scheme Matched MediSave Scheme
Eligibility
How to check eligibility?

CPF Board will notify you at the beginning of each year if you qualify for any of these schemes.

You can also check your eligibility anytime through the following ways:

Matched Retirement Savings Scheme

Check if you are eligible for the Matched Retirement Savings Scheme

https://www.cpf.gov.sg/member/ds/dashboards/retirement false
Go to Retirement Dashboard
Matched MediSave Scheme

Check if you are eligible for the Matched MediSave Scheme

https://www.cpf.gov.sg/member/ds/dashboards/healthcare false
Go to Healthcare Dashboard
FAQs
Common questions