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From 1 January 2026, Matched Retirement Savings Scheme (MRSS) will be expanded to include younger Singaporeans with disabilities to give them a greater boost for retirement by helping them to start building up their retirement savings earlier via cash top-ups to the CPF Special Account (SA).

 

Eligible persons with disabilities can receive a dollar-for-dollar matching grant of up to $2,000/year, with a lifetime limit of $20,000 from the Government on cash top-ups received in their CPF SA.

 

Singaporeans below age 55 will need to have their disability status verified with MSF* before 1 November of the current year to be considered for MRSS eligibility in the following year. Other MRSS eligibility criteria such as CPF balances, monthly income and Annual Value of their residential property will also apply.

 

*For more information on the disability verification process or to check whether you are already verified, please refer to this FAQ.

 

Here is some useful information related to MRSS: 

1.   What are the eligibility criteria of the Matched Retirement Savings Scheme (MRSS) from 1 January 2026 when the scheme is expanded to Singaporeans with disabilities?
2.   Do I need to get my disability status verified to be assessed for MRSS eligibility?
3.  What is the submission deadline for the Disability Verification Form (DVF) to be included in the eligibility assessment for Matched Retirement Savings Scheme (MRSS) in the following year?