From 1 January 2026, you will be eligible for the Matched Retirement Savings Scheme (MRSS) for the year if you are a Singapore Citizen residing in Singapore only and meet the following criteria.
| Age |
55 or above as of 31st December of the year; or
Below age 55 with disability status verified+ with Ministry of Social and Family Development (MSF).
*Disability status verification with MSF is a one-time process.
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Ordinary and Special Account (OSA) Savings / Retirement Account (RA) Savings*#
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Less than $110,200^.
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Average Monthly Income#
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Not more than $4,000.
This covers the majority of senior workers and verified Singaporeans with disabilities.
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Annual Value of Residence#
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Not more than $21,000.
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Property Ownership#
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Own not more than one property.
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+For information on the disability verification process or to check whether you are already verified, please refer to this FAQ.
*RA savings refers to the RA balances (excluding amounts such as interest earned), plus retirement withdrawals and CPF LIFE premium deducted. If you are below 55 or turning 55 in the assessment year and your RA has not been created at the time we assess your eligibility, your total Special Account and Ordinary Account savings will be used for the eligibility assessment instead.
^Basic Retirement Sum for 2026.
#Previous year’s data is utilised to assess your eligibility as these are the latest data available.
