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Get a clearer picture of your retirement​

The Retirement Payout Planner makes it easier to plan for the retirement you want. If you’re aged 16 to 64, try out the planner, make the most of your CPF savings and take the next step towards your retirement goal.​

WE HAVE UPGRADED​
New features that make retirement planning easier
Start with what matters most to you​

Start by setting your retirement goal or projecting your future monthly payouts and build your plan from there.

Make progress in minutes​

Your retirement plan is organised into bite-sized steps. Complete what you can today, and come back for the rest whenever you're ready.​

Get personalised suggestions​

Not sure how to reach your retirement goal? The new "Your Options" feature shows you personalised actions to help you get there.​

Take the guesswork out of your retirement planning
Set your retirement payout goal​

Use our retirement payout guide to estimate how much you’ll need every month for your desired retirement lifestyle.​

Project your future payouts​

Get a quick estimate of your future payouts based on your current CPF balances, or get more personalised projections by factoring in your future CPF contributions.

Simulate different scenarios​

See how actions such as topping up or withdrawing your CPF savings change your projected payouts.​

Explore options to reach your goal​

Get suggestions to grow your CPF savings so you can achieve your retirement payout goal.​

Track your progress

Your goal and projected payouts are saved, so you can return later to see how your retirement plan is shaping up as your CPF balances change.​

Let us help you plan your retirement
cpf planner retirement income
Planning is easy. Do it regularly

Your CPF savings are a big part of your retirement. Make the Retirement Payout Planner a part of your regular financial planning.

Related tools and services
Navigate to other planning tools​
If you are reaching 65 within
3 months or older
Tell us your payout decisions

Use the Plan my monthly payouts service to apply to start your retirement payouts at 65, defer them to a later age, or increase your payouts using your CPF savings.​

Plan your payouts
If you want to plan for other needs
Plan Life Ahead, Now! ​

Explore the full range of planners and resources on our PLAN with CPF platform, designed for your retirement, housing, healthcare needs and more.​

Explore PLAN with CPF