Home Ownership

First home calculator

    Estimate the property price and amount of housing loan that you can afford

    You can specify up to 1 co-owner in this calculator. Your property price and housing loan amount depend on you and your co-owner's income, savings, and monthly expenses.

    First Home Calculator
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    Personal information

      Tell us your profile

        



      Let us know your monthly expenses


      Fill in the fields that are relevant to your expenses. To proceed with the calculation, you would need to fill in at least one field in any category below.

      Apart from your lump sum monthly expenses, your savings and investment commitments will also reduce the amount of housing loan you can take on.

      X

      Apart from your lump sum monthly expenses, your savings and investment commitments will also reduce the amount of housing loan you can take on.


      Your expenses

      Fill in the fields that are relevant to your expenses. To proceed with the calculation, you would need to fill in at least one field in any category below.



      Co-owner's expenses


      Combined expenses

      Fill in the fields that are relevant to your expenses. To proceed with the calculation, you would need to fill in at least one field in any category below.

      Results

      Based on your income, savings and expenses, this is the purchase price we think you can afford:

      BTO / other flat with HDB loan

      {possiblePropertyPurchasePrice}

      Any property with bank loan

      {possiblePropertyPurchasePriceBL}

      Results Details

      Based on your inputs and assumptions used in the program:

      Resources
      Home ownership calculators

      Explore other housing-related calculators to estimate your loan repayment period, Home Protection Scheme Premium and more.


      Guide to home ownership

      Find out everything you need to know about buying a property within your means using your Ordinary Account savings.


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