Home Ownership

CPF housing usage calculator

Estimate how much Ordinary Account savings you can use for a property purchase

You can specify up to 3 co-owners in this calculator. The amount of Ordinary Account savings you can use to buy a property depends on your age, property type, and loan type.

The results of this calculator are estimates. If you have an existing property and want to find out how much more Ordinary Account savings you can use for your housing needs,  log in to view your Home ownership dashboard

This calculator is not applicable if your property is an HDB studio apartment or a short-lease 2-room flexi flat.

Important notes 
  • You will require your co-owners' date of birth, property purchase date, valuation price, and lease-related information to proceed.
  • All fields are mandatory unless marked optional.