CPFB | MediSave Care for long-term care needs

Healthcare financing

Supplement your long-term care needs with MediSave Care

MediSave Care is a long-term care scheme that allows Singaporeans aged 30 and above to tap on their own and/or their spouse’s MediSave to fund their long-term care needs.

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Eligibility
Benefits
Claims
FAQs
Articles

Eligibility

Who can qualify for MediSave Care

Only Singapore Citizens or Permanent Residents who are aged 30 and above, and with severe disabilities are eligible.

Reminder

Having a balance of at least $5,000 in your MediSave ensures you’ll have enough MediSave remaining to pay for medical expenses such as MediShield Life premiums or hospitalisations.

Benefits

Your benefits with MediSave Care

Up to $200 monthly payout

You can withdraw up to $2,400/year (or $200/month) as cash to supplement your long-term care needs.

Learn more

Use your spouse’s MediSave

If you don’t have enough in your MediSave, your spouse can use his/her MediSave to supplement your monthly withdrawals, up to a combined total of $200.

Check MediSave balance

MediSave Care Quantum table

The table below shows eligible withdrawal amounts.

MediSave balance	Monthly withdrawal quantum
$20,000 and above	$200
$15,000 and above	$150
$10,000 and above	$100
$5,000 and above	$50
Below $5,000	N.A.

Claims

When are you eligible to claim

You’re eligible to withdraw under MediSave Care if you’re assessed by an MOH-accredited assessor to be unable to perform three or more of these six activities of daily living.

Washing

The ability to wash in the bath or shower (including getting into and out of the bath or shower) or wash by other means.

Dressing

The ability to put on, take off, secure, and unfasten all garments and, as appropriate, any braces, artificial limbs, or other surgical or medical appliances.

Feeding

The ability to feed oneself food after it has been prepared and made available.

Toileting

The ability to use the toilet or manage bowel and bladder function through the use of protective undergarments, such as diapers or surgical appliances, if appropriate.

Walking or moving around

The ability to move indoors from room to room on level surfaces.

Transferring

The ability to move from a bed to an upright chair or wheelchair, and vice versa.

Making a MediSave Care claim

Get assessed

Contact a Ministry of Health-accredited severe disability assessor.

Find an assessor

Apply

More details

FAQs

Common questions

How can I apply for MediSave Care?

Will my MediSave Care withdrawal limit automatically change as and when my MediSave balance changes?

View all

Articles

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