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MediSave Care is a long-term care scheme that allows Singaporeans aged 30 and above to tap on their own and/or their spouse’s MediSave to fund their long-term care needs.
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Only Singapore Citizens or Permanent Residents who are aged 30 and above, and severely disabled are eligible.
Having a balance of at least $5,000 in your MediSave ensures you’ll have enough MediSave remaining to pay for medical expenses such as MediShield Life premiums or hospitalisations.
You can withdraw up to $2,400/year (or $200/month) as cash to supplement your long-term care needs.
If you don’t have enough in your MediSave, your spouse can use his/her MediSave to supplement your monthly withdrawals, up to a combined total of $200.
The table below shows eligible withdrawal amounts.
Monthly withdrawal quantum
$20,000 and above
$15,000 and above
$10,000 and above
$5,000 and above
You’re eligible to withdraw under MediSave Care if you’re assessed by an MOH-accredited assessor to be unable to perform three or more of these six activities of daily living.
The ability to wash in the bath or shower (including getting into and out of the bath or shower) or wash by other means.
The ability to put on, take off, secure, and unfasten all garments and, as appropriate, any braces, artificial limbs, or other surgical or medical appliances.
The ability to feed oneself food after it has been prepared and made available.
The ability to use the toilet or manage bowel and bladder function through the use of protective undergarments, such as diapers or surgical appliances, if appropriate.
The ability to move indoors from room to room on level surfaces.
The ability to move from a bed to an upright chair or wheelchair, and vice versa.
Contact a Ministry of Health-accredited severe disability assessor.
Login to AIC's e-Service portal (eFASS) with your Singpass.
No matter what your level is in the game of life, this handy guide can help you prepare for the healthcare checkpoints along the way.