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Make cash top-ups and CPF transfers to your own or loved ones’ Special or Retirement Account to benefit from compounding interest and receive higher monthly payouts in retirement. You can also enjoy tax relief on cash top-ups made.
As announced on 16 February 2024, you can enjoy tax relief on cash top-ups made from 1 January 2024 to your spouse or sibling if your recipient’s annual income does not exceed $8,000, up from $4,000. Learn how you can benefit from the change.
*Based on the current 4% interest rate floor on Special and Retirement Account monies.
Besides cash top-ups, you can also transfer your CPF savings to yourself and your loved ones to boost your own or their retirement savings.
Do note that CPF transfers do not qualify for tax relief.
Make cash top-ups and CPF transfers (from your own Ordinary or Special Account) to your own or loved ones’ Special or Retirement Account through the following methods: