Claiming under the Dependants’ Protection Scheme

Terminal illness refers to an illness that is likely to result in the death of the member within 12 months.

A claim under terminal illness can be made only if the terminal illness started on or after 1 May 2016.

Total permanent disability refers to (i) the inability to take part in any employment permanently, or (ii) the total permanent loss of physical functions of both eyes, or two limbs, or one eye and one limb.

To qualify for a claim under (i), the member must no longer be physically employed.

A claim under (ii) can be made only if the total permanent loss of physical function started on or after 1 May 2016.