CPFB | CPF Nomination Scheme

A CPF nomination provides CPF members with the option to specify who will receive their CPF savings, and how much each nominee should receive, upon their demise.You should make a CPF nomination if you want your CPF savings to be distributed according to your wishes. If you do not make a CPF nomination, your CPF savings will be transferred to the Public Trustee’s Office (PTO) for distribution to your family members under the Intestate Succession Act or the Inheritance Certificate (for Muslims). The PTO charges the beneficiaries an administration fee for the distribution of your CPF savings.

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Understand	Who can make a CPF Nomination?	<p>All CPF members aged 16 and above can make CPF Nominations. </p><p>Members are encouraged to review their nominations regularly to ensure that it continues to fit their intentions. For instance, they may want to distribute their CPF savings differently following a change in circumstances such as:</p><ul><li><p>Marriage;</p></li><li><p>Child birth; or</p></li><li><p>Nominee's death. </p></li></ul>	CPF Nomination Scheme	1530	1530
Understand	What does a CPF Nomination cover?	<table width="100%" class="ms-rteTable-default" cellspacing="0"><tbody><tr bgcolor="#d2d2d2"><td width="50%" align="center"> <b class="fontbold">Covered under CPF Nomination</b></td><td width="50%" align="center"> <b class="fontbold">Not covered under CPF Nomination</b></td></tr><tr align="left" valign="top"><td><ol><li style="margin-bottom:8px;">CPF savings* in your Ordinary, Special, MediSave and Retirement Accounts </li><li style="margin-bottom:8px;">Unused CPF LIFE premiums, </li><li style="margin-bottom:8px;">Discounted SingTel shares</li></ol><p style="margin-bottom:8px;">* CPF savings cannot be included in your Will. They also do not form your estate and are protected from creditor claims on any outstanding debts.</p></td><td><ol><li style="margin-bottom:8px;">Properties bought using your CPF savings </li><li style="margin-bottom:8px;">Payouts from Dependants’ Protection Scheme (DPS) </li><li style="margin-bottom:8px;">Cash and investments held in the CPF Investment Account under the CPF Investment Scheme-Ordinary Account (CPFIS-OA) </li><li style="margin-bottom:8px;">Investments held under the CPF Investment Scheme-Special Account (CPFIS-SA)</li></ol> <br>These will form part of your estate. Find out more about <a href="https://www.moneysense.gov.sg/estate-planning" target="_blank">estate planning</a> at the MoneySENSE website.</td></tr></tbody></table>	CPF Nomination Scheme	1541	1541
Understand	What are the types of CPF Nomination?	<p>You can choose how you would like each of your nominee(s) to receive your CPF savings based on their needs.</p><p> <strong>Cash Nomination</strong></p><p>Your nominee(s) will receive the CPF savings due to them <strong>in cash</strong> via cheque or GIRO. This is the default nomination type.</p> <p> <strong>Enhanced Nomination Scheme (ENS) Nomination</strong></p><p>Your nominee(s) will receive the CPF savings due to them <strong>in their CPF accounts</strong>.</p><p> <strong>Special Needs Savings Scheme (SNSS) Nomination</strong></p><p>This scheme allows parents to nominate their children with special needs to receive the CPF savings due to them on a monthly basis.</p><p>For more information on ENS/SNSS Nomination, you can email us at <a href="mailto:member@cpf.gov.sg">member@cpf.gov.sg</a>, or call us at 1800 227 1188. Alternatively, you can visit any of our <a href="/Members/Contact/visit-us">CPF Service Centres</a> to find out more.</p>	CPF Nomination Scheme	1543	1543
Decide	What do I have to consider or do when making a CPF nomination?	<ol><li>Decide on your nominee(s) and the percentage of your CPF savings each nominee should receive.</li><li>Prepare photocopies of your nominee(s)’ identification documents (such as NRIC/Passport) which should indicate the following information:</li><ul><li>the name</li><li>NRIC/Passport No.<br></li><li>Mailing address<br></li></ul></ol><p>This is useful in the verification process of your nominee(s). We also encourage you to provide other contact details of your nominee(s) such as email address.<br></p>	CPF Nomination Scheme	1919	1737
Apply	How do I make a Cash Nomination?	<p> <strong>In-Person at CPF Service Centres</strong></p><ol><li style="margin-bottom:5pt;">Visit any of our <a href="/Members/Contact/visit-us">CPF Service Centres</a>. To save time, you may book an appointment with us through our CPF Appointment Service at the CPF website. Appointment can be made on your preferred date and time, subject to availability of appointment slots.</li><li style="margin-bottom:5pt;">Complete the <a href="/Assets/members/Documents/FORM_6A1_CASH.pdf" target="_blank">CPF Nomination Form</a> (PDF, 1.1MB) in the presence of our Customer Service Executives (CSEs). They can be your witnesses and clarify any questions you may have.</li></ol><p> <strong>Mail</strong></p><ol><li style="margin-bottom:5pt;">Download and complete the <a href="/Assets/members/Documents/FORM_6A1_CASH.pdf" target="_blank">CPF Nomination Form</a> (PDF, 1.1MB).</li><li style="margin-bottom:5pt;">Sign the completed nomination form in the presence of two witnesses above age 21. If you are overseas, at least one of your witnesses must be a Singaporean, Singapore Permanent Resident or an Official from a Singapore Overseas Mission.</li><li style="margin-bottom:5pt;">Mail it to: <br>Central Provident Fund Board <br>Robinson Road <br>P.O. Box 3060 <br>Singapore 905060</li><li style="margin-bottom:5pt;">Please include the following documents when submitting the nomination form:</li><ul><li>A copy of your NRIC/Passport</li><li>A copy of both witnesses’ NRIC/Passport<br></li></ul></ol><p>To assist with the verification process, we strongly encourage you to provide photocopies of your nominee(s)’ NRIC/Passport in your nomination form submission.</p><p>Your application will be processed according to our <a href="/Members/AboutUs/about-us-info/service-standards-for-members/other-matters#nomination">service standards</a>. </p>	CPF Nomination Scheme	1547	1547
Apply	How can I check my nomination details?	<p>You can check your nomination details: </p><p> <strong>Online using <em> <strong>my cpf</strong></em></strong></p><ol><li style="margin-bottom:5pt;">Login with your <a href="https://www.cpf.gov.sg/eSvc/Web/PortalServices/MemberPortalServices"> SingPass</a>. </li><li style="margin-bottom:5pt;">Submit an online request via My Requests. </li><li style="margin-bottom:5pt;">After your request has been processed, you will receive an email which contains a link that will direct you to view your nomination details online. Alternatively, you can check via My Activities. You can view your nomination details by clicking on the transaction number of your request after four working days from the date of your request submission.</li></ol><p> <strong>In-Person at CPF Service Centres</strong></p><ol><li style="margin-bottom:5pt;">Bring your NRIC to any <a href="/Members/Contact/visit-us"> CPF Service Centres</a> to enquire over our service counter.</li></ol><p>As your nomination details are confidential, we cannot reveal them through other channels such as phone, email and third parties. </p>	CPF Nomination Scheme	1544	1544

Understand	Who can make a CPF Nomination?	<p>All CPF members aged 16 and above can make CPF Nominations. </p><p>Members are encouraged to review their nominations regularly to ensure that it continues to fit their intentions. For instance, they may want to distribute their CPF savings differently following a change in circumstances such as:</p><ul><li><p>Marriage;</p></li><li><p>Child birth; or</p></li><li><p>Nominee's death. </p></li></ul>	CPF Nomination Scheme	1530	1530
Understand	What does a CPF Nomination cover?	<table width="100%" class="ms-rteTable-default" cellspacing="0"><tbody><tr bgcolor="#d2d2d2"><td width="50%" align="center"> <b class="fontbold">Covered under CPF Nomination</b></td><td width="50%" align="center"> <b class="fontbold">Not covered under CPF Nomination</b></td></tr><tr align="left" valign="top"><td><ol><li style="margin-bottom:8px;">CPF savings* in your Ordinary, Special, MediSave and Retirement Accounts </li><li style="margin-bottom:8px;">Unused CPF LIFE premiums, </li><li style="margin-bottom:8px;">Discounted SingTel shares</li></ol><p style="margin-bottom:8px;">* CPF savings cannot be included in your Will. They also do not form your estate and are protected from creditor claims on any outstanding debts.</p></td><td><ol><li style="margin-bottom:8px;">Properties bought using your CPF savings </li><li style="margin-bottom:8px;">Payouts from Dependants’ Protection Scheme (DPS) </li><li style="margin-bottom:8px;">Cash and investments held in the CPF Investment Account under the CPF Investment Scheme-Ordinary Account (CPFIS-OA) </li><li style="margin-bottom:8px;">Investments held under the CPF Investment Scheme-Special Account (CPFIS-SA)</li></ol> <br>These will form part of your estate. Find out more about <a href="https://www.moneysense.gov.sg/estate-planning" target="_blank">estate planning</a> at the MoneySENSE website.</td></tr></tbody></table>	CPF Nomination Scheme	1541	1541
Understand	What are the types of CPF Nomination?	<p>You can choose how you would like each of your nominee(s) to receive your CPF savings based on their needs.</p><p> <strong>Cash Nomination</strong></p><p>Your nominee(s) will receive the CPF savings due to them <strong>in cash</strong> via cheque or GIRO. This is the default nomination type.</p> <p> <strong>Enhanced Nomination Scheme (ENS) Nomination</strong></p><p>Your nominee(s) will receive the CPF savings due to them <strong>in their CPF accounts</strong>.</p><p> <strong>Special Needs Savings Scheme (SNSS) Nomination</strong></p><p>This scheme allows parents to nominate their children with special needs to receive the CPF savings due to them on a monthly basis.</p><p>For more information on ENS/SNSS Nomination, you can email us at <a href="mailto:member@cpf.gov.sg">member@cpf.gov.sg</a>, or call us at 1800 227 1188. Alternatively, you can visit any of our <a href="/Members/Contact/visit-us">CPF Service Centres</a> to find out more.</p>	CPF Nomination Scheme	1543	1543
Decide	What do I have to consider or do when making a CPF nomination?	<ol><li>Decide on your nominee(s) and the percentage of your CPF savings each nominee should receive.</li><li>Prepare photocopies of your nominee(s)’ identification documents (such as NRIC/Passport) which should indicate the following information:</li><ul><li>the name</li><li>NRIC/Passport No.<br></li><li>Mailing address<br></li></ul></ol><p>This is useful in the verification process of your nominee(s). We also encourage you to provide other contact details of your nominee(s) such as email address.<br></p>	CPF Nomination Scheme	1919	1737
Apply	How do I make a Cash Nomination?	<p> <strong>In-Person at CPF Service Centres</strong></p><ol><li style="margin-bottom:5pt;">Visit any of our <a href="/Members/Contact/visit-us">CPF Service Centres</a>. To save time, you may book an appointment with us through our CPF Appointment Service at the CPF website. Appointment can be made on your preferred date and time, subject to availability of appointment slots.</li><li style="margin-bottom:5pt;">Complete the <a href="/Assets/members/Documents/FORM_6A1_CASH.pdf" target="_blank">CPF Nomination Form</a> (PDF, 1.1MB) in the presence of our Customer Service Executives (CSEs). They can be your witnesses and clarify any questions you may have.</li></ol><p> <strong>Mail</strong></p><ol><li style="margin-bottom:5pt;">Download and complete the <a href="/Assets/members/Documents/FORM_6A1_CASH.pdf" target="_blank">CPF Nomination Form</a> (PDF, 1.1MB).</li><li style="margin-bottom:5pt;">Sign the completed nomination form in the presence of two witnesses above age 21. If you are overseas, at least one of your witnesses must be a Singaporean, Singapore Permanent Resident or an Official from a Singapore Overseas Mission.</li><li style="margin-bottom:5pt;">Mail it to: <br>Central Provident Fund Board <br>Robinson Road <br>P.O. Box 3060 <br>Singapore 905060</li><li style="margin-bottom:5pt;">Please include the following documents when submitting the nomination form:</li><ul><li>A copy of your NRIC/Passport</li><li>A copy of both witnesses’ NRIC/Passport<br></li></ul></ol><p>To assist with the verification process, we strongly encourage you to provide photocopies of your nominee(s)’ NRIC/Passport in your nomination form submission.</p><p>Your application will be processed according to our <a href="/Members/AboutUs/about-us-info/service-standards-for-members/other-matters#nomination">service standards</a>. </p>	CPF Nomination Scheme	1547	1547
Apply	How can I check my nomination details?	<p>You can check your nomination details: </p><p> <strong>Online using <em> <strong>my cpf</strong></em></strong></p><ol><li style="margin-bottom:5pt;">Login with your <a href="https://www.cpf.gov.sg/eSvc/Web/PortalServices/MemberPortalServices"> SingPass</a>. </li><li style="margin-bottom:5pt;">Submit an online request via My Requests. </li><li style="margin-bottom:5pt;">After your request has been processed, you will receive an email which contains a link that will direct you to view your nomination details online. Alternatively, you can check via My Activities. You can view your nomination details by clicking on the transaction number of your request after four working days from the date of your request submission.</li></ol><p> <strong>In-Person at CPF Service Centres</strong></p><ol><li style="margin-bottom:5pt;">Bring your NRIC to any <a href="/Members/Contact/visit-us"> CPF Service Centres</a> to enquire over our service counter.</li></ol><p>As your nomination details are confidential, we cannot reveal them through other channels such as phone, email and third parties. </p>	CPF Nomination Scheme	1544	1544

Check On Details Of Nominees

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Losing a Loved One: A Guide to CPF Matters	Losing a Loved One: A Guide to CPF Matters	<a href="/Assets/members/PublishingImages/CPFInfographic_LALO.jpg" target="_blank"><img alt="" src="/_layouts/15/IMAGES/icjpg.gif">CPFInfographic_LALO.jpg</a>	<p>(JPG, 1.3MB)</p> <p>View the infographic on "Losing a Loved One: A Guide to CPF Matters"</p>	<a href="/Assets/common/Documents/ResourceThumbnails/LALO_thumbnail.png"><img alt="" src="/_layouts/15/IMAGES/icpng.gif">LALO_thumbnail.png</a>
Planning the distribution of your CPF savings: A guide to the CPF Nomination Scheme	Planning the distribution of your CPF savings: A guide to the CPF Nomination Scheme	<a href="/Assets/members/Documents/A_guide_to_Nom_Scheme.pdf" target="_blank"><img alt="" src="/_layouts/15/IMAGES/icpdf.png">A_guide_to_Nom_Scheme.pdf</a>	<p>(PDF, 1.6MB)</p><p>View the infographic on "Planning the distribution of your CPF savings: A guide to the CPF Nomination Scheme"</p>	<a href="/Assets/common/Documents/ResourceThumbnails/NOM_Planning_distribution_thumbnail.png"><img alt="" src="/_layouts/15/IMAGES/icpng.gif">NOM_Planning_distribution_thumbnail.png</a>

CPF Nomination Form		<a href="/Assets/members/Documents/FORM_6A1_CASH.pdf" target="_blank" title="CPF Nomination Form"><img alt="" src="/_layouts/15/IMAGES/icpdf.png">CPF Nomination Form</a>		<p>FORM 6A(1)-CASH </p><p>This form allows you to specify who will receive your CPF savings and how much each nominee will receive upon your demise.</p><p>We encourage you to visit any of our CPF Service Centres and complete the nomination form in the presence of our Customer Service Executives (CSEs) who can be your witnesses and clarify any questions you may have in respect of the nomination process.</p>		0	0	PDF, 1.1MB
Notice of Revocation of Nominations		<a href="/Assets/members/Documents/FORM_3B.pdf" target="_blank" title="Notice of Revocation of Nominations"><img alt="" src="/_layouts/15/IMAGES/icpdf.png">Notice of Revocation of Nominations</a>		<p>FORM 3B </p><p>This form allows you to revoke your existing nomination without making a new nomination. Your CPF savings will be forwarded to the Public Trustee’s Office for distribution to your family members under the intestacy/inheritance laws.</p><p>If you are intending to make a new nomination, you do not need to submit a notice of revocation of nominations form. A new nomination will automatically supersede your previous nomination.</p>		0	0	PDF, 0.6MB

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