Starting CareShield Life at age 30 provides insureds with earlier coverage protection and allows them to spread premium payments over a longer period, hence reducing the annual premiums payable.
By age 30, most Singaporeans would have started working and contributing to their MediSave. They should be able to cover their CareShield Life premiums without out-of pocket expenses. Hence, this is a good time to start planning for their long-term care needs.