Why is my participation incentive $0 for my CareShield Life premiums?
Participation Incentives were only extended to Singapore Citizens (SCs) born in 1979 or earlier who joined and were covered under CareShield Life by 31 December 2024. However, both SCs and Permanent Residents (PRs) will be entitled to Government subsidies, if you are from a lower- to middle-income household. PRs enjoy half the applicable subsidies that SCs enjoy. 

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