For platform workers born in 1995 or later, or who have opted in, the CPF contribution rate will gradually increase based on calendar year to align with employees by 2029.
For example, if you are a platform worker who opts in in 2026, you will receive the 2026 contribution rate in 2026, and it will increase gradually until 2029. You will not need to start from the 2025 rate if you opt in in 2026.
The gradual increase allows you to adjust to the new CPF contributions without a sudden reduction in take-home earnings. The transition period will also give you time to progressively adapt your monthly budgeting and financial planning, and your platform operators time for a smoother transition in their business operations as they adapt to the changes.
