What is the Ordinary Wage (OW) ceiling?
The Ordinary Wage (OW) ceiling sets the maximum amount of OW that attracts CPF contributions in a calendar month for all employees. It was gradually raised and has reached $8,000 in 2026. The increase took place in four steps, as shown in the table below, to allow employers and employees to adjust to the changes.

Table: Changes in CPF salary ceilings
 
CPF Ordinary Wage ceiling CPF annual salary ceiling 
From 1 Jan 2016 to 31 Aug 2023$6,000$102,000 (no change)
From 1 Sep to 31 Dec 2023$6,300 (+$300)
From 1 Jan to 31 Dec 2024$6,800 (+$500)
From 1 Jan to 31 Dec 2025$7,400 (+$600)
From 1 Jan 2026 $8,000 (+$600)
 

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