What happens to my existing Supplement plan bought under ElderShield if I decided to join CareShield Life?
Your Supplement plan remains active as long as you continue paying its premiums and maintain coverage under CareShield Life or ElderShield. You can claim from both your Supplement plan and CareShield Life or ElderShield if you fulfil the respective claim criteria.
 
Since Supplement plans are administered by private insurers, any premiums you have already paid for these policies will not be considered when joining CareShield Life.
 
When upgrading to CareShield Life, only your paid ElderShield premiums will be taken into account when calculating your CareShield Life premiums.
 

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