Claim benefits under Dependants' Protection Scheme (DPS) will not be payable if any of the following events occur within the first policy year of the cover:
- Member committed self-inflicted injury or suicide
- Member committed a criminal offence punishable by death
- The claim arose out of member's own intentional criminal act
DPS benefits are also not payable if:
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Member was not in good health before the commencement of DPS cover
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Member provided false or misleading information
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The claim arose from wars or any war-like operations or participation in any riot
