Under Special Needs Savings Scheme (SNSS), if a nominee is an underaged child below 16 years old, the CPF savings bequeathed to the child under SNSS scheme will form part of the child's estate.
As for the child's own CPF savings; since the child is below 16 years of age and the minimum age requirement to make a CPF nomination is 16 years old and above, the child's own CPF savings is considered un-nominated, and would be transferred to the Public Trustee's Office for distribution in accordance with the Intestate Succession Act or the Administration of Muslim Law (for Muslims).
