If I wish to make both a CPF transfer and a cash top-up to myself / my loved one, which should I do first?
If you wish to enjoy tax relief on your cash top-up to help you or your loved one up to the Full Retirement Sum, please make the cash top-up first, before the CPF transfer. If you prefer using your CPF savings over cash, please make the CPF transfer first.
 
You may wish to take note that only cash top-ups to self and loved ones within the Full Retirement Sum can enjoy tax relief. Learn more about tax relief.

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