If I am 55 and would like to make a CPF transfer to my loved ones, in what order will my savings be transferred?
If you are 55 or above, your CPF savings will be transferred to your loved ones in the following order:
  1. OA
  2. RA*
*If you use your RA savings for the transfer, you may no longer have enough savings to meet your Full Retirement Sum (FRS). In that case, the next time you apply for a withdrawal from your OA, a portion or all of the savings will be used to meet your FRS in the RA.

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