Yes, you must refund the principal CPF amount withdrawn for your property and the accrued interest to your CPF account when you sell your property. The refunds will be used to top up your Retirement Account up to your Reduced Retirement Sum (RRS), and any remaining refunds in excess of the RRS will be credited to your Ordinary Account (OA). Check the amount that you have to refund in the “What happens if” section on your
Home ownership dashboard.
Withdrawing additional CPF savings after refunds are credited
Once the refunds from your property sale have been credited to your CPF account, you can submit an
online request using your Singpass for CPF to assess your eligibility for further withdrawal under the RLE scheme.
We will review your request and inform you of your eligibility status.
