I have existing private insurance that covers permanent/total disability. Can I claim from both my private insurance and CareShield Life?
You can claim from both your private insurance and CareShield Life at the same time. These are separate insurance policies with different coverage terms, so claiming from one does not affect your eligibility to claim from the other.
 
The assessment criteria for disability may vary between your private insurance and CareShield Life. Please consult your private insurer for details on your specific coverage. 

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