I was born in 1979 or earlier. Will the ElderShield premiums I have already paid be taken into account when I join CareShield Life?
If you were continuously insured under ElderShield before joining CareShield Life, your past ElderShield premiums will be taken into account when computing your CareShield Life premiums, resulting in lower premiums. Your premiums will be lower compared to those in the same cohort who were not insured under ElderShield.

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