I am born in 1979 or earlier. If I paid ElderShield 300/400 premiums previously but my policy lapsed due to non-payment of premiums, how will my CareShield Life premiums be affected?
As your ElderShield 300/400 policies have lapsed due to non-payment of premiums, you are no longer covered under ElderShield 300/400. Your premiums for CareShield Life will be based on the premiums for an uninsured individual.
 
Those who need assistance with their premium payment after subsidies and incentives will receive Additional Premium Support, and no one who joins CareShield Life will lose coverage due to financial difficulties.

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