I am an existing ElderShield insured. If I am eligible for ElderShield claims, should I claim from ElderShield or join CareShield Life?
If you have severe disability (i.e. unable to perform three or more Activities of Daily Living) and are an ElderShield insured, you should apply to claim under ElderShield so that you can receive your monthly claim payouts in a timely manner. 
 
You will not be eligible for CareShield Life if you have severe disability.
 

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