How will changes to my Retirement Account affect my CPF LIFE monthly payouts?
Changes to your Retirement Account (RA) can affect your monthly payouts. This is because your RA savings is one of the factors in determining your CPF LIFE payouts.
 
Outflow from your RA, such as lump sum withdrawals will reduce your CPF LIFE monthly payouts. 
 
On the other hand, inflows to your RA (such as top-ups or refunds from selling your property or investments) will be automatically used to increase your CPF LIFE premium and monthly payouts, provided they are sufficient to increase your monthly payouts by at least $10*. 

*This is to avoid small and non-meaningful increase in payouts for members. 
 
Please note that the actual revision may take up to two months, and we will notify you on the changes in your monthly payouts.

Was this article helpful?