How much CPF monthly payout can I receive if I top up to the raised Enhanced Retirement Sum in 2026?
Your CPF monthly payout depends on several factors, including the age when you set aside the Enhanced Retirement Sum (ERS) and when you start receiving payouts.
 
Illustrative Monthly Payouts for CPF LIFE Standard Plan:
 

Scenario

Monthly Payout

Age 55 in 2026 and top up to ERS in 2026

$3,200 – $3,400 from age 65

Age 65 in 2026, set aside your Full Retirement Sum at age 55 and top up to ERS in 2026

$2,600 – $2,800

For a personalised estimate, please use the Monthly payout estimator.

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