How does the Matched MediSave Scheme work?
Members’ eligibility for the Matched MediSave Scheme (MMSS) will be automatically assessed annually. No application by members is needed.
 
  1. Each year, if you are eligible, we will notify you at the beginning of the year. You can also check your eligibility via the Healthcare dashboard.
  2. Cash top-ups to MA can be made by yourself, loved ones, employers or members of the community.
  3. If you are eligible and have received cash top-ups to your MediSave Account (MA) by 31 December of the year, you will receive a matching grant at the beginning of the following year.
MMSS is implemented from January 2026. Cash top-ups made before 2026 is not eligible for matching grants under this scheme.
 
Individual givers will not receive tax relief for cash top-ups that attract the MMSS matching grant.
 
Members may continue to enjoy tax relief of up to $8,000 per year for eligible cash top-ups to their own Special Account, Retirement Account or MA, and another $8,000 per year for cash top-ups to such accounts of their loved ones, that do not attract the matching grant for MMSS or the Matched Retirement Saving Scheme (MRSS).

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