How can I prolong my monthly payouts if I am not on CPF LIFE?
You can consider the following options to prolong your monthly payouts:
 
  1. Join CPF LIFE: CPF LIFE provides lifelong monthly payouts, unlike payouts that stop when your retirement savings are depleted if you are not on CPF LIFE. You can join CPF LIFE anytime from age 65 to one month before turning 80 via the Plan my monthly payouts service.
  2. Reduce your monthly payouts: You can reduce your monthly payouts to extend the duration of your retirement income up to age 90. Submit your request via 'Write-to-us' with your Singpass.

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