Can the Government allow us to use more of our MediSave to pay for our Integrated Shield Plan (IP) premiums? Why aren’t withdrawal limits sized such that IP policyholders do not have to pay cash for their IP premiums?
MediSave's main purpose is to help you save enough for basic healthcare needs, particularly after retirement. While Integrated Shield Plans (IPs) provide additional coverage, they are optional commercial products beyond MediShield Life. The MediSave Additional Withdrawal Limits (AWLs) are carefully balanced to help make IPs more affordable while ensuring you have enough savings for both current and future healthcare needs. 

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