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Patients who are Singaporeans (SC) or Permanent Residents (PR) may use their own or their immediate family member's MediSave for overseas elective treatments at accredited hospitals, subject to the applicable MediSave withdrawal limits. Immediate family members include spouses, children, parents, siblings and/or grandchildren.

 

To use MediSave for overseas treatment, patients must obtain a referral from MediSave-accredited healthcare provider, Health Management International (HMI).  They can contact HMI directly to check if HMI has affiliated hospital(s) in the country where they wish to receive treatment. Please visit the HMI website or call HMI at 6322 6333 for more information.

 

 

MediSave is primarily meant to help Singaporeans and Permanent Residents pay for their major inpatient hospitalisation expenses and selected outpatient expenses locally. When travelling overseas, CPF members should consider purchasing travel insurance to protect against the risk of incurring unforeseen medical expenses.

 

Requests to use MediSave for overseas emergency treatments will be considered on a case-by-case basis if the following conditions are first fulfilled:

 

1. The patient must be a Singapore Citizen (SC) or Permanent Resident (PR) of Singapore (Please note that the patient may appeal to use his/her or their immediate family members' MediSave to pay for their own overseas hospitalisations. Immediate family members include member’s spouse, children, parents, siblings and/or grandparents.); and
2. The use of MediSave is only limited to inpatient admission that exceeds a minimum of eight hours or day surgery, which has been assessed to be a medical emergency by our Medical Advisors. It cannot be used for outpatient treatments.

If the above conditions are fufilled, please submit your request along with the following supporting documents through the Ministry of Health (MOH) feedback form:

 

1. Original copy (Certified true copy by Hospital is accepted) of the patient's medical records - Discharge summary, operation notes (if any) or clinical notes showing the history, diagnosis and treatment plan for the patient.
2. Original copy (Certified true copy by Hospital is accepted) of the final hospital bill for the patient.
3. Passport information - showing passport holder and the entry/departure of the foreign country.
4. Completed Medical Claims Authorisation Form (MCAF), to authorise the use of MediSave upon an approval. You may find a copy of the MCAF on the MOH website.
5. NRIC – Front and back copy belonging to patient and MediSave payer (if applicable).

The above documents must be in English, or be officially translated into English.

 

Should your request be approved by MOH, CPF Board will process the MediSave deduction and pay the money to the MediSave payer’s bank account as maintained in CPF Board’s records. The MediSave payer may confirm or update his/her bank account via my cpf digital services – Account settings.