Can I continue to use my CPF savings for the property or withdraw my Retirement Account savings above the Basic Retirement Sum in cash after discharging the CPF charge?
No, after the CPF charge is discharged, no further CPF savings can be used for the property. If you are above 55, the property cannot be pledged for the withdrawal of your Retirement Account savings above the Basic Retirement Sum. If you wish to do so, a new CPF charge is required, and legal costs will be incurred in the creation and lodgement of the new CPF charge.

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