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No, you cannot choose which CPF account to withdraw from.

 

For all CPF members, your lumpsum withdrawals will only be withdrawn from your Ordinary Account.

 

However, if you are born from 1957 onwards and have not started your monthly payouts, lumpsum withdrawals will be made in the following order:

1. Retirement Account (RA): Your additional savings available for withdrawal from age 65 will be withdrawn first
2. Ordinary Account: After your RA additional savings are fully withdrawn

The RA earns a higher interest rate and is meant for your monthly payouts. Similar to banks, accounts with higher interest rates, such as fixed deposits, typically require you to lock in your savings for a longer period of time, compared to savings deposits which come with a lower interest rate as they are withdrawable anytime.