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How can I include new co-owners for my Housing & Development Board (HDB) flat and how do they apply to be insured under the Home Protection Scheme?

You would first need to contact or visit the Housing & Development Board (HDB) Branch Office managing your flat to include your new co-owners.

After your new co-owners have obtained legal ownership of the flat, they may apply for a Home Protection Scheme (HPS) cover. The process to apply for an HPS cover differs, depending on the type of loan that they are taking.

  • For Housing & Development Board (HDB) Loan

Your co-owners may apply for an HPS cover when applying to withdraw their CPF savings for the monthly housing instalments via HDB.

  • For Bank Loan 

Your co-owners may apply for an HPS cover online using their Singpass. This can be done at the same time when they are applying to withdraw their CPF savings for the monthly housing instalments.