Scheduled maintenance: CPF digital services will not be available on 28 Apr 2024, from 12am to 6am.

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What happens if I make a voluntary housing refund when I am 55 years old and above?

The refund amount will be transferred to your Retirement Account (RA) to meet your cohort’s Full Retirement Sum (FRS). This transfer will help boost your retirement savings and provide you with a higher monthly payout upon reaching your payout eligibility age.

When you turn 55 years old, you can withdraw at least $5,000 or any amount in excess after setting aside your FRS. Check the amount you can withdraw by logging in to your Retirement dashboard.