medisave

Self-employed MediSave contribution calculator

A tool for self-employed persons to calculate their MediSave contributions.

Use this calculator to compute the CPF MediSave contributions payable for self-employed persons. 

Your MediSave contribution payable for the year is based on your age as at 1 January of that year, and your net trade income, excluding net earnings from platform work (if any) for work year 2025 onwards.

Important Notes

  • All fields are mandatory unless otherwise stated.
MediSave

Self-employed MediSave contribution calculator

Pensioners refer to those who:  (i) are/were employed in any of the public services;                        (ii) continue to be eligible for medical benefits under the terms of your services from the government upon your retirement; and                            (iii) are/were not on the MediSave-cum-Subsidised Outpatient (MSO) Scheme.


This is your gross trade income minus all allowable business expenses, capital allowances and trade losses as determined by the Inland Revenue Authority of Singapore (IRAS).

$

You can find this value in the Notice of Assessment issued by IRAS. It is the total net trade income from all your trades (including income from platform work if any).

Please enter your total net earnings from platform work for the work year. You can sum up your monthly net earnings across all the platform(s) you worked for in the year, as reflected in the monthly alerts on "CPF contributions for platform work" from CPF Board. 

$

This value will be excluded from the net trade income used for the calculation of MediSave payable. You may leave this blank if you are not a platform worker.

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Self-employed MediSave contribution calculator

MediSave contribution payable

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You may find the relevant MediSave contribution rates here

Resources

Self-employed Scheme

Learn more about self-employed matters and your MediSave obligations.


How to make MediSave contributions

There are several ways you can contribute to your MediSave.


MediSave contributions for platform workers

You do not need to make your own MediSave contributions on your platform earnings from 2025 onwards, since your platform operator would have done so for you every month.


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