Home Ownership

First home calculator

Estimate the property price and amount of housing loan that you can afford

You can specify up to 1 co-owner in this calculator. Your property price and housing loan amount depend on you and your co-owner's income, savings, and monthly expenses.

Important notes
  • You will require your financial information (e.g. monthly salary, expenses) and CPF balances to proceed.
  • All fields are mandatory unless marked optional.
First Home Calculator
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Personal information

Tell us your profile

SGD

  

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/ month


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Let us know your monthly expenses


Fill in the fields that are relevant to your expenses. To proceed with the calculation, you would need to fill in at least one field in any category below.

SGD
/ month
(optional)

Apart from your lump sum monthly expenses, your savings and investment commitments will also reduce the amount of housing loan you can take on.

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Your expenses

Fill in the fields that are relevant to your expenses. To proceed with the calculation, you would need to fill in at least one field in any category below.
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Co-owner's expenses

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Combined expenses

Fill in the fields that are relevant to your expenses. To proceed with the calculation, you would need to fill in at least one field in any category below.
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Results

Based on your income, savings and expenses, this is the purchase price we think you can afford:

BTO / other flat with HDB loan

{possiblePropertyPurchasePrice}

Any property with bank loan

{possiblePropertyPurchasePriceBL}

Results Details

Based on your inputs and assumptions used in the program:

Resources

Home ownership calculators

Explore other housing-related calculators to estimate your loan repayment period, Home Protection Scheme Premium and more.


Guide to home ownership

Find out everything you need to know about buying a property within your means using your Ordinary Account savings.


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