Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available on 3 Jul 2022, from 12am to 10am.

my cpf

View personal CPF information and transactions for retirement, home ownership, healthcare, and more.

CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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You may have come across social media posts and messages that claim that the Government has quietly shifted the “retirement payout age” to 70 for the Retirement Sum Scheme (RSS). This is not true and here are the facts. Do share this with your friends and loved ones.


4 Facts About The CPF Payout Eligibility Age

  1. The Payout Eligibility Age (PEA) for members born from 1954 onwards is 65 years old. This means that members can start receiving their monthly payouts anytime from age 65. This was announced in 2007 and has not changed.

  2. Before members reach their PEA, they will receive a letter from the CPF Board informing them that they can start their monthly payouts using the enclosed application form or applying online. Members are also reminded through their Yearly Statement of Account that they can apply to start their payouts.

  3. Prior to 2018, if members did not apply to start their RSS payouts from age 65, the payouts would not start at all as there was no automatic start age for payouts. As a result, some members did not start their payouts even after age 70. The Board therefore introduced the automatic starting of payouts for members turning age 70 from Jan 2018 onwards, to simplify the activation process and let members start enjoying a retirement income from their CPF savings.

  4. Similarly, the automatic start age of 70 applies to CPF LIFE members who turn age 55 from July 2015, if they have not informed us of their wish to start their payouts between the ages of 65 and 70. This enables members to enjoy higher payouts, which is in line with the CPF Advisory Panel’s recommendation to offer members the option of deferring the payout start age up to age 70.

(CPF Facebook post)

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