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Born 1980 or after

If you were born in or after 1980, this section covers CareShield Life premiums and available subsidies for you.


Available help to pay for premiums

You may be able to benefit from different Government subsidies and support to help keep your premiums affordable.  

Monthly per capital household income (PCHI)

 

 

PCHI $1,200 or less

PCHI $1,201 - $2,000

PCHI $2,001 - $2,800

Subsidy rates for Singapore Citizens1

30%

25%

20%

1 Subsidy rates are applicable to Singapore Citizens who live in residences with an Annual Value (AV) of $13,000 or less. Those who live in residences with an AV between $13,001 and $21,000 will receive 10 percentage points less than these subsidy rates. Those who live in residences with an AV above $21,000 or own multiple properties will not receive these subsidies. Permanent Residents receive half of the subsidy rates applicable to Singapore Citizens.



 

Birth year

Year

Total Transitional Subsidy

2020

2021

2022

2023

2024

2025

1994

-

-

-

-

$30

N/A
(End of transitional subsidy)

$30

1993

-

-

-

$40

$30

$70

1992

-

-

$50

$40

$30

$120

1991

-

$60

$50

$40

$30

$180

1980 - 1990

$70

$60

$50

$40

$30

$250


Additional Premium Support

If you can’t afford your CareShield Life premiums after premium subsidies and family support, you may be eligible for APS. 


Born 1979 or before

If you were born in or before 1979, this section covers CareShield Life premiums and available subsidies for you. 


Breakdown of premiums

As a member of this cohort, your premium may have two components.

1. Base premium




2. Catch-up component 




Available help to pay for premiums

You may be able to benefit from different Government subsidies and support to help keep your premiums affordable.  

Monthly per capita household income (PCHI)

 

 

PCHI $1,200 or less

PCHI $1,201 - $2,000

PCHI $2,001 - $2,800

Subsidy rates for Singapore Citizens1

30%

25%

20%

Subsidy rates are applicable to Singapore Citizens who live in residences with an Annual Value (AV) of $13,000 or less. Those who live in residences with an AV between $13,001 and $21,000 will receive 10 percentage points less than these subsidy rates. Those who live in residences with an AV above $21,000 or own multiple properties will not receive these subsidies. Permanent Residents receive half of the subsidy rates applicable to Singapore Citizens.



Birth year

Participation Incentive

Additional Participation Incentives for Merdeka Generation (MG) & Pioneer Generation (PG) seniors

Total Participation Incentives over 10 years

1975 – 1979

$500

N/A

$500

1970 - 1974

$1,000

N/A

$1,000

1965 - 1969

$1,500

N/A

$1,500

1960 - 1964

$2,000

N/A

$2,000

Before 1960

$2,500

$1,500

$2,500 for non-MG and non-PG seniors
$4,000 for MG and PG seniors


Additional Premium Support

If you can’t afford your CareShield Life premiums after premium subsidies and family support, you may be eligible for Additional Premium Support.